Getting debt-free
Payoff methods, prepayment and plans that end in a date.
Getting debt-free
Are you in a debt trap? 7 warning signs, and how to get out
Borrowing to pay EMIs, a card that never goes down, salary gone by the 10th? 7 signs of a debt trap, a ₹ example of how it grows, and the way out.
5 November 2026
Getting debt-free
How to get out of debt in India: a step-by-step plan
A simple 7-step plan to get out of debt in India, with a family's 5 loans worked out in rupees: from 50 months to debt-free in 21.
3 November 2026
Getting debt-free
Got a Diwali bonus? Prepay your loan or keep the cash?
What ₹50,000 of Diwali bonus does against a credit card, a personal loan or a home loan, which to clear first, and why 'reduce tenure' usually saves more.
2 November 2026
Getting debt-free
Debt snowball vs avalanche: which loan to pay off first
Two ways to clear several loans faster, worked through with a real Indian family example in rupees, so you can see what each one costs.
31 October 2026
Getting debt-free
How to manage multiple EMIs: a simple system for Indian families
Five EMIs, different dates, one salary. A simple four-step system to see every loan, stop missing due dates and start getting debt-free.
31 October 2026