Manifesto
Every family deserves to know when its debt ends.
India runs on EMIs. Nobody has a clear view of them.
A home loan from one bank. A gold loan from another. A scooter, a phone, two credit cards. A chit that comes due every month. Money borrowed from an uncle for a wedding, with no paperwork and no end date.
Millions of Indian families carry all of this at once, across different lenders, apps, due dates and people, with no single view of any of it. The salary arrives, the EMIs leave, and the question nobody can answer is the one that matters most: when does this end?
We started freeeme to answer that question for every household in India.
Our mission
Help every Indian household get out of debt, together.
Our vision
We’re building the financial clarity layer for India’s 300M+ households.
freeeme is the operating system for household debt in India: one private place to see every loan, plan repayments together, and know the exact date you'll be free.
— The freeeme team
Made in India
What we believe
Six principles
we build by.
-
01
Clarity comes first.
You can't get out of what you can't see. Every plan starts with one honest view of every loan, formal or informal, big or small.
-
02
Every loan has an end date.
A burden with no end feels permanent. A burden with a date becomes a plan. We put a month and a year on the day your family is debt-free.
-
03
Debt is a family matter.
In India, loans are rarely one person's. Families should be able to plan together, and each person should choose what they share.
-
04
Privacy is the default, not a setting.
What you owe is nobody's business. No bank logins, no money held. Your data stays yours to download or delete.
-
05
We never profit from you borrowing more.
Every other money app earns when you take on debt. We don't. No loan offers, no credit pitches, no selling your data to lenders.
-
06
Progress should be felt.
Paying off a loan is a milestone, not a line item. When one closes, you let it go and it becomes a star. Small wins keep families going.
Our promises
What we will
never do.
- Ask for your bank login. You add your loans yourself.
- Hold, lend or move your money. freeeme is a planner, not a lender.
- Show you loan offers. We don't earn when you borrow.
- Sell or share your data. With lenders, advertisers or anyone else.
- Put a bank or an amount on your lock screen. Reminders stay discreet.
Get freeeme
Find the month your family is debt-free.
Add your loans in two minutes. Free to start.
