Home, car & personal loans
What each kind of loan costs, and how rates and foreclosure work.
Home, car & personal loans
Personal loan foreclosure charges: when to close early
Closing a personal loan early can save thousands, or almost nothing after the fee. A ₹3 lakh loan worked out at 6, 12, 24 and 30 months, and how to check.
4 November 2026
Home, car & personal loans
Gold loan vs personal loan: which really costs less?
Need money this festive season? A gold loan's lower rate isn't always cheaper. ₹1 lakh worked out both ways, the new RBI gold loan rules, and the risks.
3 November 2026
Home, car & personal loans
RBI rate hike 2026: why your home loan got longer, not your EMI
After the October 2026 repo rate hike, many banks kept EMIs the same and quietly added months to home loans. How to check yours, and your three options in rupees.
31 October 2026